Dear
Friend,
Thank
you
for
ordering
this
report.
"Did
you
know
that
there
are
investment
alternatives
that
pay higher
interest
than
bank
CDs?
That
they
are safer
than
bank
CDs,
and
that
your
money
is
more
liquid,
that
is,
easier
to
get
to?"
"Did
you
know
that
your
bank
probably
even
sells
these
other
investments?
Why
haven’t
they
offered
them
to
you?"
Later
in
this
report
I’ll
tell
you
10
secrets
your
banker
won’t
tell
you
about
bank
CDs.
But
first,
I
want
to
tell
you
about
a
TRUE
LIFE
HORROR
STORY…about
a
little
old
lady,
CDs
and a
bank.
Banks
know
every
trick
in
the
moneymaking
book,
and
unfortunately,
they’re
using
them
on
people
like
you.
Let
me
introduce
this
by a
quick
story
of a
professional
financial
colleague
of
mine
who
related
it to
me.
Back
when
he
lived
in
Baltimore,
he
was
referred
to a
nice
older
lady
in a
small
town
in
Western
Maryland.
When
he
called
her
she
said
she
had a
good
sum
of
money
coming
due
any
day
from
her
CDs
and
wondered
if he
ever
came
to
her
area.
He
told
her
he
did.
He
figured
this
would
give
him
an
opportunity
to
take
a
nice
country
drive
and
get
out
of
the
city
for
the
day.
She
was a
delightful
lady
and
they
worked
out a
plan
using
annuities
to
increase
her
monthly
income
over
her
CDs.
They
went
to
the
bank
to
take
them
out.
The
bankers
greeted
her
the
way
they
were
trained
to
do.
My
friend
and
his
client
were
directed
to
the
lady
who
handles
CDs.
Sitting
there
he
noticed
a box
of
candy
suckers.
Even
more
appropriate,
the
name
of
the
suckers
was
"Dum-Dums"!
All
of
this
at
the
CD
desk!
When
this
nice
old
lady
told
the
woman
in
charge
of
CDs
that
she
wanted
to
cash
her
CDs,
the
banker
quickly
left
and
told
a
bank
officer.
The
officer
asked
her
to
come
to
his
private
office.
She
was
in
there
for
at
least
25
minutes.
She
came
out
visibly
shaken.
The
bank
officer
gave
her
the
third
degree
as to
why
she
should
leave
her
money
in
his
bank.
She
did
withdraw
the
money
from
her
CDs
however,
and
my
friend
set
up a
good
annuity
income
for
her.
He
left
thinking
all
was
well.
He
did a
great
job
for
her.
The
next
day
she
called
him
to
say
she
was
putting
the
money
back
in
the
bank.
It
seems
the
banker
had
worked
her
over
almost
to
the
point
of a
nervous
breakdown.
The
banker
wasn’t
about
to
let
her
money
go
out
of
the
bank,
even
to
the
point
of
shaming
her
for
going
out
of
town
to
get
the
best
deal.
She
said
she
couldn’t
go
through
any
more
emotional
strain
and
to
ease
the
situation
would
just
leave
the
money
in
the
bank.
Never
mind
the
fact
that
the
bank
sold
annuities
in
the
office
next
to
the
bank
officer’s
office!!!
Why
didn’t
they
offer
the
higher
monthly
income?
The
bank’s
interest
came
first!
The
bank
won,
the
"little
old
lady"
lost.
And
now…
|
"The
10
Secrets"
Secret
#
1
-
The
banker
has
controlled
people's
minds
through
fear
and
the
F.D.I.C.!
He
wants
you
to
believe
that
CDs
are
the
answer
to
everyone's
savings
prayer.
He
doesn't
want
you
to
know
there
are
safer
investments
with
much
greater
returns.
|
Secret
#
2
-
The
low
interest
paid
on
"safe"
CD
money
is
taxable
whether
you
take
it
out
or
not!
|
Secret
#
3
-
Banks
pay
only
about
½
the
interest
on
savings
compared
to
other
investment
alternatives.
And
the
interest
is
taxable!
Why?
|
Secret
#
4
-
Your
CD
interest
can
reduce
your
Social
Security
benefits.
|
Secret
#
5
-
Your
CD
will
not
increase
your
benefits
if
you
are
totally
or
partially
disabled.
There
are
other
investment
alternatives
that
will.
Why
not
banks?
|
Secret
#
6
-
After
taxes
and
inflation
your
CD
interest
is
reduced
to
almost
zero.
Inflation
and
taxes
will
continue.
|
Secret
#
7
-
Your
banker
knows
the
real
secret
of
wealth
accumulation.
But,
why
doesn’t
he
tell
you?
It’s
the
power
of
tax-deferred
accumulation.
Ask
how
much
of
his
own
money
is
in
CDs.
|
Secret
#
8
-
Your
CD
cannot
give
you
triple
compounding.
That’s
interest
on
the
principal,
interest
on
the
interest
and
interest
on
the
tax-deferred
savings!
|
Secret
#
9
-
Your
CDs
cannot
give
you
tax-free
monthly
income.
There
are
other
investment
alternatives
that
can.
|
Secret
#
10
-
Your
CD
cannot
be
passed
on
to
your
heirs
without
costly
public
probate
time
and
expense.
|
|
|
After
reading
this
report
is
there
any
reason
not to
hear
about
other
investment
alternatives?
Pick
up the
phone
and
Call
(800)
xxx -
xxxx
Today.
We have
additional
reports
available
FREE
that
discuss
these
alternatives.
For
example,
if you
have a
computer,
you may
want to
request
the
FREE
computer
report
titled
"Long
Term
Care
and How
to
Protect
Your
Hard
Earned
Assets
That
You May
Want to
Pass on
to Your
Heirs
Rather
Than
Some
Other
Unknown
Third
Party".
Sincerely,
Gary
F.
Restall
Director
AGS
FINANCIAL
SERVICES
P.O.
Box 336
Northboro,
MA
01532
www.agsfinancialservices.com
(800)
xxx -
xxxx
Providing
education
&
support
solutions
to
issues
on
life,
money
&
getting
organized.
P.S.
UPDATE!!
FREE
BONUS!!
Call
before
the
deadline
stamped
on this
report
and we
will
schedule
a FREE
one-hour
interview
to find
out if
you can
benefit
from
the
same
ideas
discussed
in this
report.
You
have
everything
to gain
and
nothing
to
lose.
Call
before
the
___________________.
|