The focus of this site's home page was
BOLDLY changed August 25th, 2007
... and has been tweaked / revised sometimes daily with major revisions since.

Why?

Simple and BLATANTLY ... to shock you.  To stop you from just  DOING  what everyone else is doing because everyone else is doing whatever they are doing.  That is, stop doing without  THINKING  about what YOU are doing  AND stop doing without  UNDERSTANDING  what YOU'RE doing.

This site will teach you  HOW TO THINK.  To think how will whatever doing YOU do concern YOU?  How will whatever OTHERS do concern YOU?  How will all that doing impact YOU?  Now AND in the future?  Especially in all kinds of circumstances ...  good AND bad.

In other words, to get you  to think  "outside the normal box" of just going with the flow.  Not to take what you or others HAVE BEEN doing as THE WAY to go  in the future.  AND most importantly - to get you to look for  the whys  BEHIND things.  Behind EVERYTHING.

To get YOU to raise questions.  Not just accept what you've been told regardless of who tells you what was told you.  Even this site.  Prove ALL things.  Your future is at stake.  Since 9/11 everything has changed.  Look at reality.  What WAS is no longer what IS the way to go.

"Change" is a common buzz-word today.  But there is good change AND bad change.  Learn to discern the difference vs. going with "change" for the sake of change.  This site will teach this skill of discernment.

Solicit hard critical questions and their answers going forward.  For YOUR future!  How can YOU build in flexibility and  stress-free  peace of mind regardless of what happens around you or to you?

The home page FOCUS was changed to also capture your FULL all-embracing uninterrupted attention!

Why?  Bottom line why is to get YOU to THINK ... and become serious about you and your personal situation.  Talk is cheap.  Yet, the fruits or results of your actions speak AND will speak louder than words!

(Generally, experiences from a former successful professional practice tell me those fruits or results are not positive or as positive as they could be.  And going forward a different set of guidelines [all FREE] will be needed for true success of abundant living.  More on this shortly.)

Then, YOU can make more intelligent decisions on what is in YOUR best interests!  ... AND how YOU can live life more abundantly with much less stress and worries.  Assuming that is what YOU want.

Not 1 in over 612,000

Do you realize not one in over  six hundred and eight THOUSAND  knows how to THINK?  Really think.  This is proved further down.  Keep reading.  Without THINKING one CANNOT live life abundantly.

So, do you realize so few really know how to live life abundantly - how to get it - when and how you enjoy it!

Don't be too sure you or those around you or even most "advisers" know!

Here, once for all, is the truth made so plain you will really understand it!
(Regardless of what happens around you!)

Assuming you are willing to listen with an open mind.  Remember one of the goals with this site (this HOME page AND the over 370 pages INSIDE) is to get YOU to THINK.  Abundant life won't come until you ... THINK.  More on that as we proceed.

To address YOU living life abundantly within 3 to 6 months and your personal financial situation, let's not be naive any longer and sense  the depth of reality ... and  the depth of the seriousness ... What goes on  INTERNATIONALLY affects YOU in YOUR own local neighborhood!  And it will accelerate the challenges for you personally even more in the future.

World events since 9/11 have changed how we live life ... dramatically.  You've noticed headlines blaring out the changes - good and bad.  Hence, the change in the home page focus of this award-winning web site before addressing how to live life abundantly while getting your finances rock-solid.

Because of the world having gotten horribly worse since 9/11 in SEVERAL VERY PROFOUND WAYS, you, too, need a different focus going forward.*
Let me explain.

First, Some Background Facts!

Most people unfortunately do NOT really know for various reasons what is going on internationally!

In addition, most people have forgotten their own history never mind having known much of other nations' histories, especially over the last two hundred years.

HISTORY  (individual and families' history on one side and also local, national and international as larger communities' history on the other) - HISTORY DOES REPEAT ITSELF THOUGH ... IN CYCLES.

They also do NOT know basic raw human nature nor the various differences of cultures of the world even if transplanted elsewhere in the world.  Like next door or down the street or in the next town or state over from us.  (Like it or not, we all have both good and bad human nature and various character or cultural differences, some of which offends others to distinctive degrees.)

Nor do most understand the severity of the consequences of events and personalities interacting throughout the world today.

This Is Serious!

How well do you know these things?  Again, for various reasons, some of which have been out of your control.  This time though and shamefully the normal media is not warning their audience about it, but "the perfect  WORLD-WIDE  COMPREHENSIVE  storm" is brewing ... AND ... already under way.  ... AND ... will affect you like never before.  Bluntly, the beginning stages of mind-bending World War III global disorder ... AND ... worse  HAVE BEGUN!

And THIS World War is and will be more fear-provoking due to current and developing weapons available to all sorts of disturbed people in and out of various governments.  Current AND future near-term governments!

AND THIS IS ONLY ONE ISSUE OF MANY ON THE HORIZON!  This one issue though in and by itself is extremely serious for YOUR life and YOUR finances as well as YOUR family's.  Continue reading.

Time for a pause to seriously digest reality as more and more is coming to light every day.  All around us.  What do we do?, many ask.  Is there any hope?  Is there a way out?  YES, there is!

That is ... IF ... you know how ... and the 7 simple steps below and elaborated inside tell you how.  Keep on reading.

We carry a host of unnecessary troubles, circumstances, adverse conditions, fights with people and other life's battles.  In all honesty, we are the victim.  However, we also are the cause.  Yet, there IS a way out of this dilemma.

As you take on this ever-growing sense of crisis, you may be flooded with questions.  Why are the dangers occurring?  Can they be prevented?  How can you escape them?  What happens after the crises have come and gone?

Some quick reassuring responses could indicate that we NEED without delay to prepare now.  You'll find ample answers here.  AND ... you'll find ample and sincere encouragement while you progress down YOUR path.

We may need to reduce substantially our standard of living and as fast as we can.  Even now to recession-proof and "storm-proof" our lives from WHATEVER happens from here forward.

We CAN learn what it takes to live life abundantly within 6 months while getting our finances rock-solid.  With a peace of mind that is beyond belief.  But a NEW approach is needed going forward.

It really is THAT serious.  That we open our eyes TO SEE ... and then ... be pro-active to PREPARE ... for WHATEVER (as the whatever IS coming and coming quickly for those that can see) ... and ... the future afterwards!

As the saying goes, "It's DARKEST just before dawn."

There is HOPE amongst all the gloom.  And I do want to dwell on the hope up to, during and AFTER the UN-containable and UN-preventable full gloom that is upon us.

  Unfortunately, as the dot com bubble was shown to me 4 to 6 months before it burst, I am humbled with many tears in the eyes and much anguish of heart (seriously) and can do nothing in regards to what I see just ahead!

That is, I can do nothing but warn as I am now retired.  I am also a no-name nobody.  Yet, the fruits are there for all to see that I have been correct more often than not.*

The Insides

Inside explains the revealing and heart-wrenching what, where, how and why and how YOU  WILL GUARANTEED BE  affected.  Life as we know it is about to change startlingly  forever.

Then, inside also teaches how to do AND why do what YOU should do to  live life abundantly within 6 months while getting your finances rock-solid.  Guaranteed.  You MUST look at YOUR situation differently from here on out!

Click here to go inside if you want.  It's all FREE as there is nothing to sell inside.  It is a public service website explaining the what, where, when, why, how AND what you should do in each of the 7 areas of your life and your family's lives with proof-positive for YOU to prove all things for yourself... before YOU make YOUR own decisions on whether or what YOU should do.  I suggest an attitude of urgent urgency.  Read on.

Again, you will need a totally different mind-set going forward.

This Info Is Different!

Put It To The Test!

Try It For 30 Days.

RECAP of 7 urgent suggestions
(See inside for details on each.  Some are basic recommendations by the better financial professionals and some you will find here only.  All and  much more  are explained more fully inside.)

1.   Visit www.thetrumpet.com daily or at least weekly and other international news media listed in website.  Forget the TV and CNN (Completely No News) news stations or really sensational stations.  See why staying informed is critical to YOUR and YOUR families well-being by clicking here.

Let's Make It PLAIN!

Unfortunately, most people flap their gums saying all sorts of things or want all sorts of things without any substance behind those words.  It does take action for change to happen.  But also it takes KNOWLEDGE to make change beneficial vs. change that is negative - which is coming.  It takes knowledge of what reality is.  Reality with themselves AND reality with those around them locally and reality at a distance way away from themselves.

Today, that lack of knowledge of reality will KILL most of you readers of this site and your family.   Seriously ... AND ... literally.   Especially if you do nothing going forward.  More about that shortly.  But first, the need to SEE and UNDERSTAND.  All because people don't know what they don't know.

Very few are serious about their future to do anything themselves.  They want to sound good or think it will be done for them somehow mysteriously without grasping life don't work that way.  They LET their life be subject to events around them instead of being pro-active going after those same events transforming them into positive alternatives.

Living life without taking pro-active action with proper knowledge no longer will continue to be just negative in the future as it has been in the past.  It will be horrendously dangerously negative!  And DEADLY!  As in dead as dead can be deadly!

It is YOUR potential that I want to dwell on and focus on.  ... That is ... assuming  YOU  want something more than what you currently have in life.  More on that later.  But, with what I see on the extreme near horizon, that past focus is superceded by the clashes and chaos quickly coming to affect every man, woman and child IN THE WORLD.

That NEW focus now dwells on you the reader of this site doing whatever it might take to circumvent the up-coming events from affecting you and your family as severe as if you just allow those "things" to happen.  Then, how to move beyond those coming nightmares and really enjoy living life to the full.

Hopefully, you will grasp things much faster and more profoundly than it has taken me to get to this point in life's learning experience.

That's what this life is all about - a major learning experience.  Do what is right and that works and be blessed.  Rebel from that and be cursed (have unwanted problems).  Simple formula.  But, not easy.

Hence, the faster one learns what is right and what works REGARDLESS of circumstances, the faster one can change and then is more blessed with fewer curses.

As my dad used to say, "Learn from others' mistakes so you won't FEEL what they had to go through.  Cause and effect.  Learn to DISCERN between right and wrong, what works and what doesn't work, even if not bluntly obvious at first and/or is contrary to the common mainstream way ... regardless of who the teacher is.  Life is a learning experience."

So, will YOU listen to a no-name imperfect nobody and consider what is provided here as worthy enough of even a little investigation for YOUR future peace and well-being?

Here It Is For All To See!

If you have not been a daily visitor to several of the international news media suggested on this site before, especially www.thetrumpet.com, it is strongly suggested that you go there NOW urgently.  Then make it a DAILY habit.  That is ... while you can.  THEN MAKE YOUR OWN DECISIONS!

Because of what is seen having begun to happen and about to happen, my former unique-niched professional practice and now the resultant web site, still being updated and maintained and added to sometimes daily inside, really is of no benefit going forward.

That is other than learning that with appropriate direction and guidance FOR YOU, you CAN change YOUR life and YOUR situation as many others have done and are doing**  regardless of what is going on around you and/or to you.  Un-biased and strong knowledgeable encouragement is available should you want.  But, otherwise, the website inside is of no benefit going forward.

The site has been left here as a  FREE public service  for those that want to see what you could have done and can still do for a short time longer in how to  "live life abundantly while getting your finances rock-solid within 6 months ... guaranteed".

Here Is Hope.  Real HOPE!

There IS hope inside this site.  REAL stimulating hope.  AND confidence-building encouragement.  But more importantly now it is left here especially for you to see what my former stress-free clients were made aware of - some of the reasons behind and leading up to some of the worldly events happening and about to happen while building flexibility into living abundantly and getting finances rock-solid, but it really has no meaning going ahead.

TIME IS SO SHORT NOW.

In other words, the world is a powder keg ready to and beginning to unravel into unprecedented chaos and/or explode violently and uncontrollably.  In SEVERAL different ways!  Maybe 1, maybe 2 or 3 years or maybe less...

[Some knowledgeable commentators looking at history and other items predict possibly in 2010 but they say it could even be before that.  All the signs are there  NOW  and they wonder why it is being held up.  But no one knows for sure the day or the hour - THE actual exact moment WHEN.  Only that it will.  And the signs of the times is that it will chillingly pulverize mankind real soon.  Real soon.  Look and SEE.  The early and even maturing fruits ARE visible NOW... and have been for awhile!]

The world is suffering from MORE AND MORE CURSES - in our families, in our schools, in our finances and economy, in our cities, in our military, in our weather, among our nations!  Perversion and violence are everywhere in our Sodom and Gomorrah upside-down politically-INcorrect society.

Our educators and leaders are poisoning our children and us with repeated disgusting distorted lawlessness.  It is worse than Rome in its last days!  Many have asked how much longer can we go on?

In other words, it is no longer a question of "IF", but "WHEN" it will be full-blown.  It is already un-stoppable and HAS started.

2.   We have  (past tense)  entered an extreme paying-the-piper  FINALLY  period of retrenchment like we've never seen before.  Expect ultra massive job losses.  Incredible business failures in quantity and magnitude and consequences.  Unbelievable down-turns from every angle imaginable and then some others.  Astonishing and mind-bogglingly-staggering chaos and no-win panic galore!  

The broke-itself true-leadershipless-on-both-sides-of-the-isle government won't be able to save us this time.  The flash depression of the 1920s could be considered a wishful-thinking glorious party in comparison.

In other words, open YOUR eyes immediately.  Protect yourself URGENTLY.  Better set your house in order as fast as you can and stop ALL plans of expansion or face the humiliating dispossession you will not like.  It will be severe!

Stop your 401k and  ALL  other investments NOW.  Take your money or what you can or as quickly as you can when you can, willingly pay any tax and/or penalty on what is remaining.  If you have a loss, be thankful you have some left as something of something is better than all of nothing.

Reposition YOUR money to work harder and smarter for YOU  now  and  in the future  and NOT for the unsuspecting and perhaps even deceiving "professional" or the industry to earn THEIR fees and THEIR commissions whether YOUR situation improves or not.

Learn to read between the lines and what is truly in YOUR best interests.

As a former  [I'd like to think...]  honest  straight-talking  [anyway, many told me they thought I was even too bluntly honest and straight-talking.  I'd like to think I was just telling others what I saw as I saw them.  My attitude was let others know as if I was in their shoes not knowing what I did not know but needing to know.  Therefore, let them know things in an honest straight-forward manner whether politically correct or not]  insider professional who has been telling my past clients for years this same message of get out of the market and reposition your money while building flexibility into living abundantly and now continues learning  [I'm not perfect yet as no man is]  how to read even more of the signs of the times AND of the future [especially the very near future], I can make a blanket statement that the stock market is NOT the best situation for YOU and YOUR family and will NOT survive what is coming.  Guaranteed.  We saw a taste recently.  Inside and below and here have more details why.

3.   Get out of debt as fast as you can, including and especially your mortgage.  Take any investments available - yes, even your retirement funds - for this.  [There are much better GUARANTEED alternatives than the stock market for this retirement goal, assuming we get that far in this crazy mixed-up world of confusion, greed, vanity and uncontainable egos on several continents with little knowledge of history and cultures and human nature.]

The deep recession will be super deep and having cash will be critical.  The current and/or projected possible government cannot save it.  It is too far gone.  Bankrupt Argentina here we come ... and ... we'll take the entire world with us.

I Guarantee It

If you think this is an exaggeration, think again.  It is not as other extremely influential individuals make these same and worse comments.  I'll even guarantee my words.  Time will also prove it.  Are you willing to gamble on your family's future?

More reasons to go inside to see this more fully and what to do PERSONALLY for your own safety.  It's all public service FREE.  Learn to protect yourself.  No one else will!

Live within your means.  NOW!  Use a budget.  Downsize or reduce your standard of living at ALL costs if necessary.  Some expect a sizzling recession in 2008 or hope it can be put off till maybe early to mid 2009.

In any case, get ready for soaring food, energy and other everyday necessary and associated costs to rise dramatically.  Maybe double, triple ... or ... if you can even get them.  Burdensome unemployment is projected to increase as well.  Expect college, auto and other private-sector loans to dry up or become hard to obtain as real estate values plummet.

See inside, if you want, for other super practical tips and the simply easy FREE tools to help you achieve the consequential objectives.

Throughout the site [over 370 currently and constantly increasing number of pages supported with over 2700 hyperlinks - hence, the suggestion to bookmark to return to often] there are  tips  and  how-tos  on all aspects of  Goal Setting & Value Determination,  Money Management,  Time Management,  Organization,  Health & Living Life Abundantly,  Employment and Doubling Your Income Prosperity & Unlimited Opportunities within 6 months (should one want),  Flexibility Building and other practical professional insider suggestions/recommendations galore, etc.

Even FREE marriage and family counseling and people skill building is included inside.  And several college courses' PRACTICAL material.

A virtual practical free textbook academy on how to live life abundantly while getting your finances rock-solid all within 6 months ... again, assuming you want to.

You'll find stress-reduction/management, peace, happiness, joy, motivation, encouragement and all-around great character-building to name just a few of the benefits of the former site inside.  There are all sorts of unexpected gems or nuggets of gold as well.

In other words, as someone called it - a virtual extremely generic practical and super simple everyday uncommon FREE public service textbook learning and implementation academy on all aspects of living life abundantly while getting the finances rock-solid for ANYONE that is serious in wanting to better themself and/or their family.  And it is written in simple easily understood everyday common English.

[Now that is a mouthful, isn't it?  But that is what they called the site.  I just want to convey, to teach and help others to make their lives easier and fuller.]

But this website textbook of benefits aplenty is all worthless, unless you stay informed by reading the international world news first.  Put first things FIRST and education is first in importance after goal setting and value determination.  You MUST understand what is going on around you to plan your life and your finances successfully.  Going forward it will be critical and no longer an option.

Again, don't rely on ANYONE, including me.  Prove it for yourself with FREE internet news sites!

I KNOW What It Is Like - I Remember

I have been blessed and treated as royalty and enjoyed other great happenings and exceptional experiences over the years.  On the other side of life, I have also been humbled in major ways I did not want nor expect.  With not much time in between.   Incredible awesome experiences AND major unwanted experiences.  Both sides of living life - royalty and blessings galore AND poverty and worse and back to inconceivable peace of mind richness one could not imagine.

Looking back, I believe it is as if an unseen hand from above has been guiding and orchestrating my life molding and shaping me to  "understand"  AND  "see"  certain things from an extremely uncommon perspective.  He has more molding and shaping to go as I know I ain't perfect yet and there is a lot I still don't understand and see.

I'm still learning and now very eager to continue that learning and implementing what is learned as I learn it.  Sometimes, even daily.  Hence, the change of this site occurs sometimes daily.

And it is all for YOUR benefit.  What I went through - good, bad and the ugly - YOU can benefit from.  Read on.

I remember what it was like not to have ANYTHING.  I remember having 25 cents in the pocket, no savings, no job nor income and no insurances with bills coming due.  What to do?!?

I can remember wishing someone would have taken me by the hand and lead me knowing that I didn't know what I didn't know nor understand the questions to ask for the way out of my dilemmas, plural.  Especially after a divorce I did not want.  Nor a bankruptcy and no money to pay for lawyers to help me.

And I can remember as a child growing up with my dad teaching us kids, "Do unto others as you would want them to do to you regardless of circumstances."  And a lot of other sayings.  Hindsight, my dad was a smart man.  Very smart man.

I am not saying the above to brag or say how great I am or how great my father was or even woe is me, but to give you background of who is offering this advice to you for you to make up your own mind.  It is believed you can learn from me, some of the good AND some of the bad AND some of the ugly.  As well as a wealth of international observations, experiences and a former successful consulting practice.

Why a FREE Public Service Website

Hence, this site is still being changed sometimes daily and/or every few days.  And it is wordy, purposefully.  More on that later.

And it is all offered as a FREE Public Service to help others help themselves.  Not with fluff and promotion for me and my vanity or for my benefit, but the REAL plain truth that people - maybe YOU - need.  Not what you may  WANT.  But the basics you  NEED  to live life abundantly with solid peace of mind and sound flexible finances.  Flexibility for just about anything that may come at you.

 This information is provided knowing it is no longer taught in any school nor any college that I know of for the public.  Especially valuable and therefore offered to those that can't pay for it.  Actually, this info is NOT for sale.  Nobody can buy it.

There is no request for money or contributions.  There is no advertising to sell anything.  It gives all the information away FREE to get you to think.  It promotes giving.  What a concept.  Charging for something would be hypocritical or contrary to this principle of helping others without expecting ANYTHING in return.  And as my father taught us kids growing up, "do more or give more than what is expected."

This is another reason, I believe, why 91.4 % of visitors in the first 4 months of 2008 came to this site by direct address or by bookmarks.  No advertising nor marketing has or is being done and yet over 20,000 hits have occurred during this period.  Why?  People have bookmarked this site and are returning to this home page to re-read it often*.  They also pass the web address on to others as the quantity of hits and stats indicate.

People are hungering for help and are serious about their own personal future.  There really is no other site like this offering the general public what they NEED vs. what the media and supposed "professionals" wants to SELL.  People want to read about changes and updates as they come to me having learned I'll tell the truth as it is along with what to expect in the future.

No Human Is Perfect Today

I realize I am still very human and very limited in that physical capacity and am NOT perfect by any means.  Despite all my sometimes blatant and other non-obvious secret flaws, I would like to think this FREE web site is being provided to the largest audience possible with a desire to give others what I have learned to help others  UNDERSTAND  and  SEE  as it has been shown me.

Being imperfect, it behooves YOU to check up on me and prove all things for yourself.  Don't put YOUR fait and trust in any human.  Listen and take under advisement.  But YOU must retain control in  ALL  decision making.

  I didn't take full advantage of what my father tried to convey to me.  Don't do that now with this information.

YOUR Awesome Potential

I don't look at who and what you ARE at the present or have been in the past, ... BUT ... much more importantly what  your potential  CAN be ... should YOU want.  And unfortunately, going forward, even if you don't want.  It is YOUR future I want to dwell on.  FOR YOUR BENEFIT.

Your REAL potential is so awesome that if you really pondered and understood what that potential was, it would blow your mind.  And these are not just some words.  These words and that potential truly are real and fantastic.  That is what I want to dwell on.  To get you ready for.

But, first, you and me and everyone else must go through some shocking life-changing experiences.  Individually and collectively.

So, this website addresses two objectives - the near horrendous future and then beyond - laying the groundwork for your incredible future out of this world phenomenal potential.

Your life WILL change in the very near future.  Regardless whether you want it to or not.  The question is how?  Will it be good or bad and what will be all the details involved in that change?  What will that change be like?  What could that change be like?  Will you  let  it happen to you or will you  be pro-active  about it?

You Are In Control!

In other words, how can YOU change from YOUR current situation regardless of what your present conditions are and what's coming shortly to something marvelously fantastically even more awesome in the future?  Or how can YOU take charge to change things as positively as you can rather than having things happen to you whether you want them to or not?  Let me continue elaborating...

What will it take for you to go from Point A - where you currently are and shortly will be with no additional action on your part - to Point B - where you COULD be?  Regardless of outside happenings...

4.   Build at least a 6 month Cash Reserve of cash cash.  Not plastic nor credit but cash to cover ALL of your living expenses for at least 6 months.  Now, a full year would be even better.  Maybe even two.

You may want to investigate your bank to determine how solid it is, especially in regards to loans (credit cards, autos and mortgages of all sorts as well as other types of loans) that they have on their balance sheet.

Many banks will go out of business or have runs on their money in the very near future.

Remember the economic times of the 1920s and 1930s with bank failures and long lines for the basics?  It will return shortly ... but worse.

Hence, the more cash and liquid your cash is the better.

5.   Get your estate plan in order regardless of your age.

a. get all four insurances fast and preferably outside of your job, which is called "Portable" meaning when the company closes down unexpectedly as many have already shockingly done even to their own employees or you leave you company, you don't loose all of your insurances as well.

Talk with your independent insurance agent for (health,  maximum Disability Income available  [legally by law you can't get what you need] possibly through Unum Provident,  20 year  [seriously doubt you'll need a full 20 years but it is dirt cheap]  TERM life with level premiums possibly through Banner Life Insurance Co and  Long-Term Care with GenWorth Financial [formerly GE Capital which bought out AMEX Life]  if possible with a maximum of 20 or 30 day deductible - not the commonly sold by unknowledgeable and unprofessional easy-sale-seeking LTC insurance agents low-to-no-value 100 day deductible.

b. see an attorney for wills and trusts and a complete estate plan regardless of your age.  If you have not updated or at least reviewed your estate plan with an attorney within the past 2 to 5 years, please rush to do so now.

[Perhaps after reviewing this  uncommon  website, you may want to review your estate plan again right now, even if you just finished it last week with your attorney.  And tell your attorney what YOU want to do or the end result of what you want regardless of what he/she thinks.  They probably don't know what you do now after you have read this site.  Reviewing your estate plan NOW really is that important.]

Understand that there are two types of attorneys dealing with death and estates and both have merit depending on circumstances.  One gets paid a percentage of how much is in your estate when you die called a "Probate Attorney".  The other gets paid a fee up front to get everything out of your estate called an "Estate Planning Attorney".

Suggest you call several and ask if their practice is at least 80% of whichever type attorney - probate vs. estate planning - you need.  You want one that KNOWS their stuff AND NOT a general all-purpose do-everything type.  [I lost 3/4 of a million bucks because an attorney didn't know one clause to be put into an agreement but that is a story for a different day.  Let it suffice, I know what I'm suggesting here!  Hence, at least 80% of their practice.]  Also,  DO NOT allow them to talk you into doing "Medicaid-planning".

Otherwise, without having completed your estate plan the state you die in and/or reside in will dictate how your estate will be distributed.  That is usually NOT in your or your loved ones or your beneficiaries best interests.  DO IT QUICKLY - THIS WEEK, IF POSSIBLE!

6.   Any extra funds, save to help out those you love like your family and convert some out of the "funny money" US Dollar.  Fast or how-fast-can-you-get-to-your-bank/investments super urgently fast?  Perhaps even MOST of any excess other funds.

Consider the rising Euros or Yen or the Chinese Yaun  [watch this currency appreciate in value shortly, perhaps even more than the Euros or the Yen but diversify in several might be important]  hard currency that can be easily converted back to dollars when the dollar collapses as it will soon.  Not promissory notes.  [Have you seen the value of the dollar in relation to other currencies, even the eventual downward valued Canadian dollar, since this home page was changed on 8/25/2007?]  Maybe gold or silver.  Again the hard actual stuff and not paper that says you own it.

For those that know how, consider real estate in individualized real estate trusts, especially single family 3 bedroom 2 bath homes either fully paid for or fully financed.  Expect HUGE declines in value  [like 40% or more]  though.  And expect unemployment to increase ... substantially.  In many sectors of the economy, especially in one or two main industry communities.

The 1930s should be considered an example of what's coming.  There is no way around the troubled times ahead as too many early warning and now  maturing  signs in several DIFFERENT directions are blatantly visible.  This  IS  serious.  Very serious.  Prepare NOW for the WHATEVER!

7.   There are other things to do for abundant living and your finances (one of my areas of former well-respected professional full service counseling/advising).

Use this simple single-mindedly targeted guideline website as your time-saving resource tool to do your own research from, read, prove everything for yourself and take action as you learn ... and ... PRAY...

What Do You Mean Ask Them?

Don't let anyone else take YOUR future away from YOU and YOUR family by telling you this ain't gonna happen.  They just don't know what they don't know for several reasons.

Unfortunately, there is no "normal" public nor private school nor college that teaches individuals how to live life abundantly nor how to manage their financial household and "professionals" don't get paid to educate but sell their pet service or their pet products.

So individuals and families aren't faulted for not knowing what they don't know nor not knowing that they don't know what they don't know.  People learn from others who don't know what they don't know not knowing they don't know. [You may want to read that again.]

So, regardless how smart and "professional" others may be or not be, they have not been trained to LOOK and SEE what you are being trained to see and prove for yourself with this website.

To begin with, ask them if they read any of the news media listed inside on a regular basis to confirm my point they do not know REAL current events  AND  the meanings behind them.

Ask them how well do they know WORLD history over the past two hundred years and specifically, the personality traits of various nations and regions around the world as well as what led up to the various world events.

Ask them how well do they know what the meaning of life is and what is the purpose of life on this earth.

Ask them if they know the various traits of  HUMAN NATURE  and the differences between such in various nations throughout the world.

Human nature has two sides to it and pulls towards one side - increasingly horrendously the wrong side.  The selfishly competitive, rebellious, vanity-filled ego-flaunting side.  People who don't think or no longer think but just do according to their own uncontrolled human nature lusts, don't realize how much trouble they cause others.  This is true in the home, in business and in governments at all levels.

Sorrowfully today, too many "leaders" don't  think  or don't demonstrate they were trained  to think  with the right side of THEIR human nature (and not the right side of the brain, which is a different topic).  Therefore, we have the cause for the effect we see today.  The news media is full of examples.

Check It Out Yourself!

Check it out for yourself.  Open your eyes and see what is going on internationally between peoples and between nations.  Remember your history to see similar events and what followed them.    Then, YOU CAN KNOW what to expect in the future.

(Some claimed last summer 2007 it was just like 1938 before Hitler began his march while in other instances the beginning of the 1920's and the long lines of depression.  This time because of technology and other issues, it will be far worse than EVER before.)

Because the overall BIG picture AND the trends MUST come first to understand the every day issues of life and how to live life abundantly in peace, prosperity, joy, happiness and the coming utopia.

Therefore, choose your advisors extremely carefully.  If they don't know the BIG picture, how can they teach you in their area of advising?  How can they relate that unknown knowledge to current events and relationships or personalities in a truly meaningful way as all that really does affect YOU and YOUR family?

They may give excellent advice based on THEIR perspective today, but not on  real  under-the-surface soon-to-explode-above-the-surface REALITY as you are learning with this site.  Going forward their mainstream expert advice of today may be worthless and actually extremely harmful tomorrow.

I can backup EVERYTHING mentioned here.  I actually guarantee what you find here.  And, remember this is a FREE website.  Yet, I back it up with unconditional money.

It's Your Future!

Today is the first day of the rest of YOUR life.  How do YOU want it to be?  Be part of the masses in the death and destruction to come or perhaps one of the special super elite that have prepared for those soon-coming hard times just ahead and the fantastic times after with exciting joy and honor and prestige galore for the select courageous few leaders who've prepared now for the other side to help those who did not prepare?  [now that is a mouthful of meaning.  Take time to digest it.]

In other words, it don't matter who you are nor YOUR existing background today or where YOU start, but what YOU do with what YOU got from this point forward.

You can be prepared as a future leader or be not prepared part of the devastated masses.  That ability is now in YOUR hands.

It really is that simple AND being a leader today does not mean they will be the leaders of tomorrow.  And being on the other side of "status" today does not mean you will be there tomorrow.  In many cases, it will be the reverse of today.  The submissive low-life today will be the leaders of tomorrow.  Many leaders today may decide to change and still be even stronger leaders tomorrow.  It is all in "the change".

It all really depends on what each individual does with what they have from this point forward.  So be super selective in your selection of role models and advisors today.

An old expression says, "Look at their fruits as you can tell the tree by the fruits it produces.  Are they good?  Are they evil?  Or are they both good and evil?"  Remember, you are judged by those you associate with.  Wouldn't it be wise to be super selective in how YOU will be judged?

Choices!

The choice is YOURS.   I suggest - get much more serious, read, prove for YOURSELF ... AND THEN ... make YOUR own decisions on who to follow and what to do.  You will live with whatever decisions YOU make.

If you think you don't have time to do this research and want help to find those 12 to 18 precious minutes, time management help and suggestions is provided inside just for that.

Staying informed research for yourself and your family is critical going forward.  Then you can follow this website's other suggested recommendations as an outstanding pro-active starter in less time AND more successfully than without that knowledge.  Begin without delay as even today may be too late in many ways for some things.

Talk About Beauty And Hope Galore!  But, ...

I am NOT a doomsayer.  Just opening your eyes to REALITY.  Check it out and PROVE it for yourself.  Then look at what you can do to make it more positive.  Here's how.

Fantastic hope of beauty and peace and prosperity is on the other side of the great world-wide economic collapse, World War III and other death and destruction and chaos causes just ahead and that have already begun.

Life will be TOTALLY CHANGED from today and nothing like today.

But we must get through the next few weeks, months or year or two... and that won't be fun.

When it hits full force, it will hit quickly - WITHIN ONE MONTH the whole country will be changed!
Actually, a real world-wide basket case will result ... in a multitude of ways!

No More Delay.  "It" Has Started!

Others have seen "it" develop, even before "it" got my attention.  And they have begun to verbalize "it" - World War III has (past tense) begun.  And other "its" as well.

As some have commented recently, the pre-"tremors" warning of a Big Earthquake just ahead have been felt already and a sign of major major major things to come and one "it"  - an economic devastating earthquake of a magnitude never before experienced which will lead into "other earth shaking world destructive STUFF" - will happen quickly, like overnight with no warning.  The pre-tremors are blatantly obvious to those who know how to look.

I'm just a nobody.  An every day practical nobody who cares about freely giving, sharing, educating what I learn.  I've enjoyed a successful professional practice mostly grown by referrals with the majority un-solicited before retiring.

A growing trend of everyday people shows on the inside most are increasingly not happy and full of self centered anxiety and have little to no hope for the near future due to the mad men or knowledgeless ego-centered and vanity-filled children controlled WMD proliferated around the world as well as other prevalent super serious fundamental issues.

You Should Know This!

If you have been reading the suggested news media and other sources, you would know who was behind up to 21 cities (and which cities they are...) that are targeted for nukes (which are probably already on site) just waiting for the word "do it".

You would also know about the non-obvious yet should be single "friendly partner" nation that has a centuries old HISTORY of unannounced shocking whirlwind attacks against their unperceived enemies - which the English speaking nations are those undeclared targeted nations today.

That is NOT REPORTED  by the "normal" public CNN sensational type un-accepting reality news media.

Are YOU reading the news seeing these warning signs?

You would know a multitude of other just as severe items.  The Biblical end-of-this-age  [not "world" as some mistakenly quote the Biblical book of Revelation]  tribulation with lights-out death and destruction and no hope for the masses is on the  extreme-near  doorstep blatantly obvious and commented about to those that are seriously watching and taking action for themselves.

In spite of all this horrific international yet super local reality, there ARE things to do for survival and that missing and much desired hope.  See # 7 above.

Bottom Line - Get More Serious!
... and Live Life Abundantly!

How serious are YOU about YOUR future and YOUR personal family situation?

The inevitability of all "this" is NOW on the  immediate  doorstep and is noticeable to more and more everyday practical people who refuse to reject reality as bad as it is and take quick action for themselves and their families.

Again, are you serious enough to investigate reality?  And then take whatever action is necessary ... for YOU and YOUR family ... urgently?

Remember there is nothing for sale on this site.

Hence, being retired, I can tell it as it is!  Regardless of what "the professionals", industry and society leaders want you to know or think.

And I can point you in time-saving directions for you to prove all things for yourself to make your own decisions on what to do.

As I used to tell my daughter, "Listen or you WILL feel, even if it takes a little time before you feel."

Our little time has drastically been reduced to NO TIME LEFT.  Events HAVE begun happening fast and furious.  Are YOU listening?

Now it is up to YOU.

In any case YOU PERSONALLY HAVE NOW BEEN WARNED!

(Sorry for the bluntness - but this really IS serious!
... and you should take it seriously!  VERY seriously!  NOW!)